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Rukiya Ross

Free tools

Tools for the decisions that keep you up at night

Sometimes you do not need more advice. You need to see the situation differently. These tools are designed to expose the numbers, assumptions, and tradeoffs that are easy to miss.

FamilyChildcare

The Real Cost of a Child

See how childcare, work decisions, housing, healthcare, and other hidden costs can shape the real financial impact of growing a family.

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Financial resilienceWork

Can't Catch a Break

Explore how financially resilient your household is when life throws an expensive surprise your way.

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Modern adulthoodHousing

The Goalpost Calculator

See how the financial markers of adulthood have shifted and why reaching the same milestones may cost more than expected.

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More tools are coming

Get an email the moment a new calculator or tool launches.